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Because your online business deserves smarter payment solutions.
Online-first payment solutions built for industries like travel, software, and retail. Seamless integrations, personalized onboarding, and ongoing support—everything you need to grow.
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Grow faster, stay safer with our AI-powered payment gateway.
From quick checkouts to automated compliance and fraud prevention, Rivoa helps merchants scale confidently with bank-grade security and intelligent automation.
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We know your bottom line is online
Combining AI efficiency with human ingenuity
SaaS know-how in retail, travel, and tech
Smooth workflows across all your apps
By your side from set-up to scale-up
Tailored Payment Solutions for Online Businesses Industries,
We power payments for ambitious brands.
From seamless onboarding to global compliance, we help software businesses grow with confidence.
Boost retention and revenue with AI-powered subscription optimization
Accelerate time-to-market with fast merchant approvals and U.S. banking access tailored for digital-first platforms.
Stay globally compliant with built-in tax and PCI compliance tools, plus EMV 3DS support for secure international transactions.
Deliver smooth, secure booking experiences worldwide.
Maximize booking approvals with AI-driven transaction routing that adapts to global issuing banks in real time.
Protect against fraud and chargebacks using velocity controls, BIN filtering, and proactive dispute tools.
Simplify international growth with built-in PCI and tax compliance, including cross-border VAT tracking and 3DS2 support.
Whether you're running DTC, dropshipping, or global retail, streamline transactions and protect your revenue.
Increase checkout conversions with AI-optimized routing to minimize friction and maximize approval rates.
Protect your margins through real-time chargeback alerts, fraud detection, and EMV 3DS security.
Simplify backend operations with automated sales tax and VAT reporting, PCI tools, and seamless merchant onboarding.
Built for Growth, Designed for Results
Fast approvals, online-first KYC,and U.S. banking partner access.
Reduce churn, increase conversions, and boost recurring revenue.
Real-time alerts, dispute tools, and pattern analysis to lower ratios.
AI-powered transaction path optimization to increase approvals and reduce costs.
Velocity controls, fraud pattern recognition, BIN filtering.
Secure transactions with 3DS2 protocol support for global merchants.
Merchant guidance and tools to stay compliant and audit-ready.
Automated data tracking and reporting for sales tax and cross-border VAT.
Smarter Services That Go Beyond Processing AI That Drives Performance
Our predictive models analyze behavior patterns to help you proactively engage and retain subscribers.
Select the best payment path in real time improving approval rates and reducing processing costs.
Stay ahead of disputes and fraud with dynamic risk scoring based on transaction data, user behavior, and historical patterns.
Streamline global tax handling with real-time VAT and sales tax calculations, jurisdiction tracking, and compliance alerts.
Get your free performance analysis and tailored proposal today — no strings attached.
Build a smooth payment ecosystem by connecting the tools you already know and love. Whether you're running an eCommerce store, managing subscriptions, or streamlining customer relationships, integrate effortlessly with your existing stack.
Integrate with leading content management systems to power online stores, landing pages, and subscription experiences. Keep your site design and user experience fully in sync with your payment logic.
Create smarter marketing funnels, personalized sales pipelines, and automated customer support flows. Track every touchpoint from first click to final.payment.
Handle recurring billing, invoicing, and subscription management with ease. Connect your billing stack to simplify revenue operations, reduce churn, and ensure billing precision.
Use REST API to build custom workflows, test thoroughly in a secure Sandbox, and use Webhooks to trigger real-time actions across your system.
Refer your clients and earn commissions or recurring revenue share. Get co-branded resources, real-time affiliate tracking, and dedicated support. Perfect for developers, agencies, and consultants ready to grow with us.
Commissions or recurring revenue share
Access to co-branded materials
Affiliate dashboard and tracking
Ideal for developers, agencies, and consultants
Get in touch and see how we can transform your payments.
Your AI-Powered Payment Gateway